Calculators that show the math.
A folio of 28 calculators for Indian money — SIP, EMI, FIRE, FD, RD, PPF, NPS, HRA, TDS, take-home. No popups. No advisor CTA. Inputs never leave your device.
SIP — live
A taste. Type a monthly amount, expected return, and tenure; the corpus updates as you type. The full ledger sits one click away.
15 y · 12.0% p.a. · monthly compounding
Catalogue
28 calculators across 4 ledgers. The two-letter code on the right of each row is `live` when the calculator is wired up; otherwise `soon`.
1. Investments
- SIP live
Future value of a monthly SIP
- Lumpsum soon
One-time investment compounded
- Step-up SIP soon
SIP with annual % escalation
- SWP soon
Systematic withdrawal — corpus depletion
- CAGR / XIRR soon
Annualised return on irregular flows
- Goal planner soon
Monthly SIP needed to reach a target
- FIRE soon
Years to financial independence
2. Loans & EMI
- Home loan EMI soon
Amortising EMI + total interest
- Car loan soon
EMI on auto financing
- Personal loan soon
EMI on unsecured borrowing
- Prepayment impact soon
Interest saved by part-payments
- Loan comparison soon
Two loans, side-by-side cost
- Eligibility / FOIR soon
Max loan from income + obligations
3. Banking & savings
- FD soon
Fixed deposit maturity + interest
- RD soon
Recurring deposit maturity
- PPF soon
15-year PPF corpus + interest
- NPS soon
Tier-I corpus, annuity, lump-sum
- NSC soon
National Savings Certificate maturity
- SSY soon
Sukanya Samriddhi Yojana corpus
- Compound interest soon
Generic compounding at any cadence
- Savings goal soon
Months to save a target amount
4. Tax & salary
- Take-home (CTC → in-hand) soon
Annual CTC to monthly take-home
- TDS soon
TDS on salary by regime + slab
- HRA exemption soon
Section 10(13A) exempt portion
- Gratuity soon
Payable on 5+ years of service
- Leave encashment soon
On retirement / resignation
- GST soon
Inclusive / exclusive GST split
- Income tax soon
Old regime vs new regime liability
How this stays free
Every calculator runs in your browser. The math, the formula, the year-by-year breakdown — all client-side. Inputs never leave your device. Sign-in is optional and only unlocks the ability to save scenarios across the oriz family of sites.
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